🔒 100% Private • No Bank Logins Needed
Your future financial freedom starts with Your Finances©
Track your spending, plan your monthly salary, and see your full financial picture, without ever handing over your bank passwords.
Free to use • Works on web & mobile
50/30/20 Salary Split
Assign every dirham a mission the moment your salary lands so you always know what is safe to spend.
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"Should I Buy This?"
Check unplanned purchases against your 90-day cash buffer before swiping your card to protect your savings.
Free to use app ➔
Bank SMS Auto-Detect
Your Finances extracts amounts and categories automatically from your bank SMS texts without open-banking APIs.
Start Free ➔
Your Analytics
Track multi-currency, cash, investments, and debts in a single unified dashboard without sharing bank passwords.
Download the app ➔
50/30/20 Salary Split
Assign every dirham a mission the moment your salary lands so you always know what is safe to spend.
See More ➔
"Should I Buy This?"
Check unplanned purchases against your 90-day cash buffer before swiping your card to protect your savings.
Free to use app ➔
Bank SMS Auto-Detect
Your Finances extracts amounts and categories automatically from your bank SMS texts without open-banking APIs.
Start Free ➔
Your Analytics
Track multi-currency, cash, investments, and debts in a single unified dashboard without sharing bank passwords.
Download the app ➔
Simple, stress-free tools to organize your salary, track spending, and build real savings.
Simple, stress-free tools to organize your salary, track spending, and build real savings.
Everything you need to master your money.
Clear, straightforward tools built to keep you in control without the headache of spreadsheets.
1. Daily Habits & Calendar
See your daily spending schedule, build consistent habits, and plan bills at a glance.
2. Savings Analytics
Track actual savings velocity, monthly averages, and see where every dirham flows.
3. Cash Flow Forecast
Forecast upcoming months so you always know your safe-to-spend limit in advance.
4. "What If?" Simulator
Simulate big life choices like trips or job shifts to see their impact on your net worth.
Everything you need to master your money.
Clear, straightforward tools built to keep you in control without the headache of spreadsheets.
1. Daily Habits & Calendar
See your daily spending schedule, build consistent habits, and plan bills at a glance.
2. Savings Analytics
Track actual savings velocity, monthly averages, and see where every dirham flows.
3. Cash Flow Forecast
Forecast upcoming months so you always know your safe-to-spend limit in advance.
4. "What If?" Simulator
Simulate big life choices like trips or job shifts to see their impact on your net worth.
Most apps are either too complicated or require a lot of work to master. We built a better way!
Most apps are either too complicated or require a lot of work to master. We built a better way!
Log expenses in seconds, no menu hunting.
Just type what you spent. Your Finances matches the exact category instantly.
Search everyday terms like "coffee", "shoes", or "salik" to locate the right bucket instantly.
One tap automatically tags both your main category (Transport) and sub-category (Road Tolls).
Built for quick on-the-go entry at checkout so daily tracking never feels like a chore.
Log expenses in seconds, no menu hunting.
Just type what you spent. Your Finances matches the exact category instantly.
Search everyday terms like "coffee", "shoes", or "salik" to locate the right bucket instantly.
One tap automatically tags both your main category (Transport) and sub-category (Road Tolls).
Built for quick on-the-go entry at checkout so daily tracking never feels like a chore.
Smart daily tools built for real life.
Designed for individuals and households to track spending, split family bills, and protect financial privacy effortlessly.
1. Privacy Screen Blur
Instantly blur sensitive numbers with one tap so you can check your budget anywhere in public.
2. Morning Financial Brief
Get a quick 30-second summary every morning covering upcoming bills and today's safe spend.
3. "Should I Buy This?"
Evaluate unplanned purchases against your monthly runway before you swipe your card.
4. Shared Lists & Bill Splits
Share household lists, cross off items in real-time, and split expenses seamlessly with family.
Smart daily tools built for real life.
Designed for individuals and households to track spending, split family bills, and protect financial privacy effortlessly.
1. Privacy Screen Blur
Instantly blur sensitive numbers with one tap so you can check your budget anywhere in public.
2. Morning Financial Brief
Get a quick 30-second summary every morning covering upcoming bills and today's safe spend.
3. "Should I Buy This?"
Evaluate unplanned purchases against your monthly runway before you swipe your card.
4. Shared Lists & Bill Splits
Share household lists, cross off items in real-time, and split expenses seamlessly with family.
We never ask for your bank passwords, track you across the web, or sell your data to advertisers.
We never ask for your bank passwords, track you across the web, or sell your data to advertisers.
Why Your Finances is different.
Most apps force you to connect your bank or get lost in complicated spreadsheets. We built a simpler, completely private way to manage your money.
1. Smart Salary Allocation
Set your budget the day you get paid. Know exactly what's safe to spend on living, bills, and savings before the month even starts.
2. Total Net Worth in One View
See your cash, debts, and investments in one clear dashboard — without ever handing over your bank passwords.
3. Clear, No-Jargon Guidance
Every metric explains itself in plain language, so you always understand where you stand and what to do next.
Why Your Finances is different.
Most apps force you to connect your bank or get lost in complicated spreadsheets. We built a simpler, completely private way to manage your money.
1. Smart Salary Allocation
Set your budget the day you get paid. Know exactly what's safe to spend on living, bills, and savings before the month even starts.
2. Total Net Worth in One View
See your cash, debts, and investments in one clear dashboard — without ever handing over your bank passwords.
3. Clear, No-Jargon Guidance
Every metric explains itself in plain language, so you always understand where you stand and what to do next.
Frequently asked questions.
Everything you need to know about privacy, currencies, and how Your Finances works.
Do I need to connect my bank account?
No. You never share bank logins or passwords. You can log transactions manually, import PDF/CSV statements, or scan receipts with AI. Your records stay 100% private.
How is my financial data kept private?
We don’t link to open-banking APIs or sell your information to advertisers. Your financial records are isolated, encrypted, and accessible only by you.
How does multi-currency tracking work?
You can track local expenses in AED alongside international accounts in USD, EUR, GBP, and 150+ currencies. The app automatically unifies everything into your primary net worth.
Why use this instead of a spreadsheet?
Spreadsheets require manual formula maintenance and easily break. Your Finances automates your salary breakdown, calculates your cash runway, and builds daily saving habits.
What is the "Should I Buy This?" feature?
It’s our pre-purchase impulse coach. Before making an unplanned purchase, check it against your cash buffer to see if it impacts your savings goals before you swipe.
What devices can I use Your Finances on?
You can start immediately right in your web browser today. Dedicated apps for Windows Desktop, Android, and iOS are currently in development.
Frequently asked questions.
Everything you need to know about privacy, currencies, and how Your Finances works.
Do I need to connect my bank account?
No. You never share bank logins or passwords. You can log transactions manually, import PDF/CSV statements, or scan receipts with AI. Your records stay 100% private.
How is my financial data kept private?
We don’t link to open-banking APIs or sell your information to advertisers. Your financial records are isolated, encrypted, and accessible only by you.
How does multi-currency tracking work?
You can track local expenses in AED alongside international accounts in USD, EUR, GBP, and 150+ currencies. The app automatically unifies everything into your primary net worth.
Why use this instead of a spreadsheet?
Spreadsheets require manual formula maintenance and easily break. Your Finances automates your salary breakdown, calculates your cash runway, and builds daily saving habits.
What is the "Should I Buy This?" feature?
It’s our pre-purchase impulse coach. Before making an unplanned purchase, check it against your cash buffer to see if it impacts your savings goals before you swipe.
What devices can I use Your Finances on?
You can start immediately right in your web browser today. Dedicated apps for Windows Desktop, Android, and iOS are currently in development.
Expense tracking powered by your bank alerts.
Capture and categorize spending the second you swipe — without sharing banking credentials or passwords.
Bank Sends SMS Alert
Whenever you buy a coffee or pay a bill, your bank sends a standard transaction text message.
Instant Auto-Detection
Your Finances reads the amount, vendor, and currency (AED, SAR, USD, EUR) right on your device.
Budget Updates in Real Time
Your spending envelopes, monthly runway, and streak milestones update instantly with zero manual entry.
Expense tracking powered by your bank alerts.
Capture and categorize spending the second you swipe — without sharing banking credentials or passwords.
Bank Sends SMS Alert
Whenever you buy a coffee or pay a bill, your bank sends a standard transaction text message.
Instant Auto-Detection
Your Finances reads the amount, vendor, and currency (AED, SAR, USD, EUR) right on your device.
Budget Updates in Real Time
Your spending envelopes, monthly runway, and streak milestones update instantly with zero manual entry.
Get early access to Your Finances.
Be the first to know when our native iOS, Android, and Windows Desktop apps launch — plus unlock starter AI tokens on launch day.
🔒 100% Private. No spam, ever. Unsubscribe with one click.
Get early access to Your Finances.
Be the first to know when our native iOS, Android, and Windows Desktop apps launch — plus unlock starter AI tokens on launch day.
🔒 100% Private. No spam, ever. Unsubscribe with one click.